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Rent-to-Own homes in Ontario – a path to ownership when traditional mortgages aren’t an option.

With only 5% down payment, move in now and work towards home ownership in Ontario. Robyn and Cheryl, through a guided Rent to Own program walk you through every step, from approval to purchase, so you stay confident, supported and in control.

Rent-to-Own after Divorce, Separation or Life Changes.

Credit Coaching

Improve or rebuild your credit with expert support so you can qualify for a mortgage by lease end.

Financial Planning

Partner with trusted advisors to build a savings plan, set your budget, and track your progress.

Legal Support

Review paperwork with real estate lawyers who explain your rights and protect your interests.

Real Estate Process

Get matched with a home that fits your lifestyle, goals, and designed for long term homeownership, not just today’s needs.

Purchase Readiness

When you're ready to buy, we guide you through each step for a smooth, simple transition.

Full Concierge Service

From consultation to moving day, Robyn and Cheryl provide support throughout the process.

Rent-to-Own Solutions, Life, Transitions and Credit Challenges in Ontario.

FAQs

What is a Rent-to-Own program, and how does it work in Ontario?

Rent-to-Own is a pathway to homeownership where you rent a home which you will own in 3-4 years. Part of your rent goes toward your future down payment, and you can lock in a purchase price upfront. Robyn and Cheryl as your trusted Rent to Own advisors guide you through approval, property selection, lease terms and purchase.

Who is Rent-to-Own best suited for?

This option is ideal for those rebuilding after financial hardship, recently divorced and can’t quality for a mortgage, new to Ontario, or self-employed. If you have steady income and at least 5% saved, but not enough for a full down payment, Rent-to-Own can be your next smart move.

Who is Clover Properties?

Canada’s leading Rent-to-Own specialists for homebuyers who cannot qualify for a mortgage today. Clover Properties believes that success in Rent-to-Own starts with the right team. They work exclusively with reputable real estate professionals, experienced mortgage brokers, and trusted legal partners who share their commitment to transparency and doing what’s right for the families they serve.

Together, they create a seamless, supportive path to homeownership, one that’s built on trust, expertise, and a shared belief that everyone deserves a chance to own a home.

Have more questions?

Rent-to-Own can be a big decision, we’re here to make it easier.

Not sure if it’s the right fit?

Send us a quick note and we’ll walk you through your options.

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Real Estate Guidance for Life’s Biggest Transitions.

Taking you from Stress to Success!

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